Insurance Policies are from the Highest Rated Companies in the Country
Life Insurance
You would give your life for your family, so why not insure it for them? Through innovative solutions Aultium can offer life insurance options to solve any situation. Whether you are looking for a basic term life insurance, a cash value universal life plan or an insurance to protect a key man or employee at your business, Aultium has the experience to customize the plans to meet your specific needs.
Mortgage Protection
Your house is the most expensive and most important asset you will ever own. What precautions have you taken to safe-guard your home? A deadbolt on all the doors? A security system? Motion detection lights? A mortgage protection life insurance policy? Have you ever wondered what would happen to your home if you were to become disabled or, worse yet, if you were to suddenly die? Could your family make the mortgage payments without your income? Would they have to sell the house and move? Would their dreams die with you?
Chronic Illness Rider
Bathing, Continence, Dressing, Eating, Transferring and Toileting are the 6 Activities of Daily Living. About 91% of older adults have at least one chronic condition of ADLs, and 73% have at least two. 73% respondents say to a recent survey say serious health problems are their major worry about living to age 100. Does your current life insurance cover you in the event you LIVE with 2 of these chronic conditions. Inquire for a Free Quote to find out more about insurance you don't have to die to use.
Disability Insurance
According to the Social Security Admin. in 2014 more than 10.9 million americans are receiving disability payments from Social Security. These disability payments rarely cover the total household expenses or even just the mortgage payment. This rider provides a predetermined monthly income while you are disabled. This predetermined monthly amount could be structured to cover your current monthly mortgage payments.