Do you have your estate in order? Do you have enough life insurance to take care of the current obligations in your life? Will you leave your loved ones with enough money to replace your income, make the payments on your home or pay for college? Do you have a living trust to move your assets past probate and keep your inheritance intact? Will you leave behind a stain or a mark? Your loved ones will be unprepared to live if you are unprepared to die.